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Welcome to the SC4 TRIO Financial Literacy blog!


The purpose of the blog is to provide you with the necessary skills for a sense of financial awareness.

We are living in a time where information is freely accessible via the world wide web. However, it can be challenging to research, then apply what you’ve gathered. What if the information is not reputable, or what if it just merely does not work for you? Navigating finances can be scary if financial literacy has not been the culture in a person’s life.

Daryl Singleton
Daryl Singleton

What is financial literacy? Financial literacy is “the ability to use knowledge and skills to manage financial resources effectively for a lifetime of financial wellbeing” (The President’s Advisory Council on Financial Literacy, 2008). A lack of financial literacy can make it hard to navigate proper decision making related to finances, such as choosing a bank account, school loans, credit cards, insurances, or just creating and following a day-to-day budget.

Is it possible to have healthy finances? Yes.

While researching financial literacy five key components consistently appear. The five components are earn, spend, save and invest, borrow, and protect.

During the continuation of this blog, we will investigate to better understand each of these components of financial literacy. I want to caution you that as we explore, together, that you take what is necessary for your financial health. In other words, this is not a one-model-fits-all blog. This is a person-centered-approach blog where you collect information that is beneficial for your financial wellbeing. Let’s build!

President’s Advisory Council on Financial Literacy. (2008, January 22). Retrieved February 04, 2021, from